Rent vs Buy in Pembroke Pines, FL

Broward County · 2026 · Rate: 6.23%

Median Home Price
$470K
Median Rent
$2,150/mo
Price/Rent Ratio
18.2x
Verdict
Run Calc

Pembroke Pines Rent vs Buy Calculator

Pre-filled with Pembroke Pines market data. Adjust any value to match your situation.

Your Scenario

Monthly Rent$2,150/mo
Home Purchase Price$470K
Down Payment20%
Years You Plan to Stay10 yrs
Annual Home Appreciation4%
Annual Rent Increase3%
Break-even Point
Year 6
After 10 years:
Buying saves +$187K
vs renting over same period
Yr 5
🏢 Rent
saves $4K
Yr 10
🏠 Buy
saves $187K

Buying cost includes P&I, taxes (~1%), insurance (~0.35%), and maintenance (~1%). Renting cost assumes 3% annual increase. Home appreciation at 4%/yr. Excludes closing costs and tax deductions.

FAQ

Rent vs buy questions for Pembroke Pines

Is it better to rent or buy in Pembroke Pines?

Pembroke Pines's price-to-rent ratio is 18.2x. With a ratio above 16, renting may preserve flexibility and capital in the short term. Use the calculator above to find your specific break-even year based on your down payment and how long you plan to stay.

What are the ongoing costs of owning in Pembroke Pines?

Beyond the mortgage, budget for property taxes (~0.9% per year ≈ $4,230/yr on a median home), homeowner's insurance (~$1,750/yr), and maintenance (~1% of home value annually). Total monthly cost of ownership is typically $38,304 vs. median rent of $2,150.