Broward County, Florida

Mortgage Rates in Pembroke Pines, FL

Updated April 24, 2026 · Source: Freddie Mac / FRED

30yr Rate
6.23%
Median Price
$470K
Est. Monthly
$2,310

Today's Rates in Pembroke Pines

Live
Loan TypeInterest RateAPRChange
30-Year FixedPOPULAR6.23%6.35% 0.05%
15-Year Fixed5.58%5.67% 0.04%
5/1 ARM6.06%6.14% 0.02%
FHA 30-Year5.93%6.48% 0.06%
VA 30-Year5.83%5.91% 0.05%
Fetching live rates from FRED…
Home price$470K
Down payment20% · $94K
Loan type
Interest rate6.23%
Property tax0.90%/yr
Insurance$2,400/yr
HOA / moNone
Total Monthly Payment
$2,863
P&I + taxes + insurance
Principal & interest
$2,310
Tax + insurance
$553
Loan amount
$376K
Down payment
$94K
20%
Total cost over 30 years
Principal
$376K
Interest
$456K
Taxes
$127K
Insurance
$72K

Home Buying in Pembroke Pines

Pembroke Pines is a family-friendly suburb with excellent schools, well-maintained neighborhoods, and easy access to both Miami and Fort Lauderdale.

Median Home Price
$470,000
Avg Monthly Payment
$2,310
20% down, 30yr
Median Monthly Rent
$2,150
Property Tax Rate
0.9%
~$4,230/yr
Cost of Living Index
107
100 = US average
County
Broward

Frequently Asked Questions

Common questions about buying a home in Pembroke Pines

What is the current mortgage rate in Pembroke Pines?

The average 30-year fixed mortgage rate in Pembroke Pines, FL is currently 6.23% as of April 24, 2026. This is sourced from Freddie Mac's weekly survey via FRED.

How much is a down payment on a home in Pembroke Pines?

With Pembroke Pines's median home price of $470,000, a 20% down payment would be $94,000. First-time buyers may qualify for FHA loans with as little as 3.5% down ($16,450).

What are property taxes like in Pembroke Pines?

Pembroke Pines is in Broward County. The average effective property tax rate is 0.9%, working out to approximately $4,230 per year on a median-priced home. Florida's Homestead Exemption can reduce your taxable value by up to $50,000 if this is your primary residence.

Is it better to rent or buy in Pembroke Pines?

With a monthly mortgage payment of ~$2,310 (20% down) vs. median rent of $2,150, buying costs more per month but builds equity. The break-even point depends on how long you plan to stay and your down payment amount.

Rent vs Buy in Pembroke Pines

Est. Monthly
$2,310
if you buy
Median Rent
$2,150
if you rent
Price-to-rent ratio: 18.2x — run the calculator to find your break-even.
Full Analysis →

Cost of Living in Pembroke Pines

COL Index107
vs US average of 100
Full COL Breakdown →