Cost of Living in St. Petersburg, FL

Pinellas County · 2026 Data · 2 nearby cities in county

COL Index
100
vs FL Avg
-5
Median Income
$54K

Cost of Living Breakdown

Overall Cost of Living
100vs 100 US avg
Below avg
Near avg
Above avg
High
Housing
US avg = 100100
Groceries
US avg = 100100
Healthcare
US avg = 10099
Transportation
US avg = 100101
Utilities
US avg = 100100

Housing & Income in St. Petersburg

Median Home Price
$370,000
Estimated market price
Median Monthly Rent
$1,950
All unit types
Median Household Income
$54,000
Annual, pre-tax
Est. Monthly Payment
$1,819
20% down, 30yr fixed
Property Tax Rate
0.9%
~$3,330/yr
Price-to-Rent Ratio
15.8x
<15 favors buying

About Living in St. Petersburg

St. Pete is celebrated for its arts scene, 360+ days of sunshine, stunning waterfront, and walkable downtown packed with galleries and restaurants.

With a cost of living index of 100, St. Petersburg is 0% below the US average and 5 points below the Florida average of 105. The median household income of $54,000 supports a home-price-to-income ratio of 6.9x — above the recommended 4–5x threshold.

FAQ

Common questions about cost of living in St. Petersburg

What is the cost of living in St. Petersburg, FL?

St. Petersburg's overall cost of living index is 100 compared to the US average of 100. Housing (100) is the main driver, with groceries at 100, healthcare at 99, transportation at 101, and utilities at 100.

Is St. Petersburg affordable to live in?

St. Petersburg is near the national average with a COL index of 100. It offers a balance of amenities and affordability. Median rent is $1,950/mo.

How does St. Petersburg compare to the Florida average?

St. Petersburg's COL index of 100 is 5 points below the Florida average of 105. It's one of Florida's more budget-friendly options.