Cost of Living in Largo, FL

Pinellas County · 2026 Data · 2 nearby cities in county

COL Index
94
vs FL Avg
-11
Median Income
$49K

Cost of Living Breakdown

Overall Cost of Living
97vs 100 US avg
Below avg
Near avg
Above avg
High
Housing
US avg = 10094
Groceries
US avg = 10098
Healthcare
US avg = 10097
Transportation
US avg = 100100
Utilities
US avg = 10098

Housing & Income in Largo

Median Home Price
$310,000
Estimated market price
Median Monthly Rent
$1,700
All unit types
Median Household Income
$49,000
Annual, pre-tax
Est. Monthly Payment
$1,524
20% down, 30yr fixed
Property Tax Rate
0.9%
~$2,790/yr
Price-to-Rent Ratio
15.2x
<15 favors buying

About Living in Largo

Largo is a centrally located Pinellas County city offering affordable living close to Clearwater Beach, St. Pete, and Tampa Bay area employment.

With a cost of living index of 94, Largo is 6% below the US average and 11 points below the Florida average of 105. The median household income of $49,000 supports a home-price-to-income ratio of 6.3x — above the recommended 4–5x threshold.

FAQ

Common questions about cost of living in Largo

What is the cost of living in Largo, FL?

Largo's overall cost of living index is 94 compared to the US average of 100. Housing (94) is the main driver, with groceries at 98, healthcare at 97, transportation at 100, and utilities at 98.

Is Largo affordable to live in?

Yes — Largo is considered affordable by Florida standards, with a COL index of 94. Median rent is $1,700/mo and the median home price is $310,000.

How does Largo compare to the Florida average?

Largo's COL index of 94 is 11 points below the Florida average of 105. It's one of Florida's more budget-friendly options.