Broward County, Florida

Mortgage Rates in Sunrise, FL

Updated April 24, 2026 · Source: Freddie Mac / FRED

30yr Rate
6.23%
Median Price
$430K
Est. Monthly
$2,114

Today's Rates in Sunrise

Live
Loan TypeInterest RateAPRChange
30-Year FixedPOPULAR6.23%6.35% 0.05%
15-Year Fixed5.58%5.67% 0.04%
5/1 ARM6.06%6.14% 0.02%
FHA 30-Year5.93%6.48% 0.06%
VA 30-Year5.83%5.91% 0.05%
Fetching live rates from FRED…
Home price$430K
Down payment20% · $86K
Loan type
Interest rate6.23%
Property tax0.90%/yr
Insurance$2,400/yr
HOA / moNone
Total Monthly Payment
$2,636
P&I + taxes + insurance
Principal & interest
$2,114
Tax + insurance
$523
Loan amount
$344K
Down payment
$86K
20%
Total cost over 30 years
Principal
$344K
Interest
$417K
Taxes
$116K
Insurance
$72K

Home Buying in Sunrise

Sunrise is home to Sawgrass Mills, one of the largest outlet malls in the world, and offers suburban Broward living near Fort Lauderdale.

Median Home Price
$430,000
Avg Monthly Payment
$2,114
20% down, 30yr
Median Monthly Rent
$2,000
Property Tax Rate
0.9%
~$3,870/yr
Cost of Living Index
105
100 = US average
County
Broward

Frequently Asked Questions

Common questions about buying a home in Sunrise

What is the current mortgage rate in Sunrise?

The average 30-year fixed mortgage rate in Sunrise, FL is currently 6.23% as of April 24, 2026. This is sourced from Freddie Mac's weekly survey via FRED.

How much is a down payment on a home in Sunrise?

With Sunrise's median home price of $430,000, a 20% down payment would be $86,000. First-time buyers may qualify for FHA loans with as little as 3.5% down ($15,050).

What are property taxes like in Sunrise?

Sunrise is in Broward County. The average effective property tax rate is 0.9%, working out to approximately $3,870 per year on a median-priced home. Florida's Homestead Exemption can reduce your taxable value by up to $50,000 if this is your primary residence.

Is it better to rent or buy in Sunrise?

With a monthly mortgage payment of ~$2,114 (20% down) vs. median rent of $2,000, buying costs more per month but builds equity. The break-even point depends on how long you plan to stay and your down payment amount.

Rent vs Buy in Sunrise

Est. Monthly
$2,114
if you buy
Median Rent
$2,000
if you rent
Price-to-rent ratio: 17.9x — run the calculator to find your break-even.
Full Analysis →

Cost of Living in Sunrise

COL Index105
vs US average of 100
Full COL Breakdown →