Broward County, Florida

Mortgage Rates in Miramar, FL

Updated April 24, 2026 · Source: Freddie Mac / FRED

30yr Rate
6.23%
Median Price
$475K
Est. Monthly
$2,335

Today's Rates in Miramar

Live
Loan TypeInterest RateAPRChange
30-Year FixedPOPULAR6.23%6.35% 0.05%
15-Year Fixed5.58%5.67% 0.04%
5/1 ARM6.06%6.14% 0.02%
FHA 30-Year5.93%6.48% 0.06%
VA 30-Year5.83%5.91% 0.05%
Fetching live rates from FRED…
Home price$475K
Down payment20% · $95K
Loan type
Interest rate6.23%
Property tax0.90%/yr
Insurance$2,400/yr
HOA / moNone
Total Monthly Payment
$2,891
P&I + taxes + insurance
Principal & interest
$2,335
Tax + insurance
$556
Loan amount
$380K
Down payment
$95K
20%
Total cost over 30 years
Principal
$380K
Interest
$461K
Taxes
$128K
Insurance
$72K

Home Buying in Miramar

Miramar is a diverse, fast-growing city in south Broward County with strong infrastructure, good schools, and proximity to two international airports.

Median Home Price
$475,000
Avg Monthly Payment
$2,335
20% down, 30yr
Median Monthly Rent
$2,200
Property Tax Rate
0.9%
~$4,275/yr
Cost of Living Index
108
100 = US average
County
Broward

Frequently Asked Questions

Common questions about buying a home in Miramar

What is the current mortgage rate in Miramar?

The average 30-year fixed mortgage rate in Miramar, FL is currently 6.23% as of April 24, 2026. This is sourced from Freddie Mac's weekly survey via FRED.

How much is a down payment on a home in Miramar?

With Miramar's median home price of $475,000, a 20% down payment would be $95,000. First-time buyers may qualify for FHA loans with as little as 3.5% down ($16,625).

What are property taxes like in Miramar?

Miramar is in Broward County. The average effective property tax rate is 0.9%, working out to approximately $4,275 per year on a median-priced home. Florida's Homestead Exemption can reduce your taxable value by up to $50,000 if this is your primary residence.

Is it better to rent or buy in Miramar?

With a monthly mortgage payment of ~$2,335 (20% down) vs. median rent of $2,200, buying costs more per month but builds equity. The break-even point depends on how long you plan to stay and your down payment amount.

Rent vs Buy in Miramar

Est. Monthly
$2,335
if you buy
Median Rent
$2,200
if you rent
Price-to-rent ratio: 18.0x — run the calculator to find your break-even.
Full Analysis →

Cost of Living in Miramar

COL Index108
vs US average of 100
Full COL Breakdown →