Broward County, Florida

Mortgage Rates in Lauderhill, FL

Updated April 24, 2026 · Source: Freddie Mac / FRED

30yr Rate
6.23%
Median Price
$340K
Est. Monthly
$1,671

Today's Rates in Lauderhill

Live
Loan TypeInterest RateAPRChange
30-Year FixedPOPULAR6.23%6.35% 0.05%
15-Year Fixed5.58%5.67% 0.04%
5/1 ARM6.06%6.14% 0.02%
FHA 30-Year5.93%6.48% 0.06%
VA 30-Year5.83%5.91% 0.05%
Fetching live rates from FRED…
Home price$340K
Down payment20% · $68K
Loan type
Interest rate6.23%
Property tax0.90%/yr
Insurance$2,400/yr
HOA / moNone
Total Monthly Payment
$2,126
P&I + taxes + insurance
Principal & interest
$1,671
Tax + insurance
$455
Loan amount
$272K
Down payment
$68K
20%
Total cost over 30 years
Principal
$272K
Interest
$330K
Taxes
$92K
Insurance
$72K

Home Buying in Lauderhill

Lauderhill is a diverse, affordable Broward County city with a strong Caribbean-American community and good access to Fort Lauderdale employment.

Median Home Price
$340,000
Avg Monthly Payment
$1,671
20% down, 30yr
Median Monthly Rent
$1,750
Property Tax Rate
1.1%
~$3,740/yr
Cost of Living Index
100
100 = US average
County
Broward

Frequently Asked Questions

Common questions about buying a home in Lauderhill

What is the current mortgage rate in Lauderhill?

The average 30-year fixed mortgage rate in Lauderhill, FL is currently 6.23% as of April 24, 2026. This is sourced from Freddie Mac's weekly survey via FRED.

How much is a down payment on a home in Lauderhill?

With Lauderhill's median home price of $340,000, a 20% down payment would be $68,000. First-time buyers may qualify for FHA loans with as little as 3.5% down ($11,900).

What are property taxes like in Lauderhill?

Lauderhill is in Broward County. The average effective property tax rate is 1.1%, working out to approximately $3,740 per year on a median-priced home. Florida's Homestead Exemption can reduce your taxable value by up to $50,000 if this is your primary residence.

Is it better to rent or buy in Lauderhill?

With a monthly mortgage payment of ~$1,671 (20% down) vs. median rent of $1,750, buying costs more per month but builds equity. The break-even point depends on how long you plan to stay and your down payment amount.

Rent vs Buy in Lauderhill

Est. Monthly
$1,671
if you buy
Median Rent
$1,750
if you rent
Price-to-rent ratio: 16.2x — run the calculator to find your break-even.
Full Analysis →

Cost of Living in Lauderhill

COL Index100
vs US average of 100
Full COL Breakdown →