Palm Beach County, Florida

Mortgage Rates in Jupiter, FL

Updated April 24, 2026 · Source: Freddie Mac / FRED

30yr Rate
6.23%
Median Price
$620K
Est. Monthly
$3,048

Today's Rates in Jupiter

Live
Loan TypeInterest RateAPRChange
30-Year FixedPOPULAR6.23%6.35% 0.05%
15-Year Fixed5.58%5.67% 0.04%
5/1 ARM6.06%6.14% 0.02%
FHA 30-Year5.93%6.48% 0.06%
VA 30-Year5.83%5.91% 0.05%
Fetching live rates from FRED…
Home price$620K
Down payment20% · $124K
Loan type
Interest rate6.23%
Property tax0.90%/yr
Insurance$2,400/yr
HOA / moNone
Total Monthly Payment
$3,713
P&I + taxes + insurance
Principal & interest
$3,048
Tax + insurance
$665
Loan amount
$496K
Down payment
$124K
20%
Total cost over 30 years
Principal
$496K
Interest
$601K
Taxes
$167K
Insurance
$72K

Home Buying in Jupiter

Jupiter is an upscale coastal town known for its lighthouse, pristine beaches, celebrity residents, and one of the highest qualities of life in South Florida.

Median Home Price
$620,000
Avg Monthly Payment
$3,048
20% down, 30yr
Median Monthly Rent
$2,700
Property Tax Rate
0.9%
~$5,580/yr
Cost of Living Index
124
100 = US average
County
Palm Beach

Frequently Asked Questions

Common questions about buying a home in Jupiter

What is the current mortgage rate in Jupiter?

The average 30-year fixed mortgage rate in Jupiter, FL is currently 6.23% as of April 24, 2026. This is sourced from Freddie Mac's weekly survey via FRED.

How much is a down payment on a home in Jupiter?

With Jupiter's median home price of $620,000, a 20% down payment would be $124,000. First-time buyers may qualify for FHA loans with as little as 3.5% down ($21,700).

What are property taxes like in Jupiter?

Jupiter is in Palm Beach County. The average effective property tax rate is 0.9%, working out to approximately $5,580 per year on a median-priced home. Florida's Homestead Exemption can reduce your taxable value by up to $50,000 if this is your primary residence.

Is it better to rent or buy in Jupiter?

With a monthly mortgage payment of ~$3,048 (20% down) vs. median rent of $2,700, buying costs more per month but builds equity. The break-even point depends on how long you plan to stay and your down payment amount.

Rent vs Buy in Jupiter

Est. Monthly
$3,048
if you buy
Median Rent
$2,700
if you rent
Price-to-rent ratio: 19.1x — run the calculator to find your break-even.
Full Analysis →

Cost of Living in Jupiter

COL Index124
vs US average of 100
Full COL Breakdown →