Miami-Dade County, Florida

Mortgage Rates in Doral, FL

Updated April 24, 2026 · Source: Freddie Mac / FRED

30yr Rate
6.23%
Median Price
$545K
Est. Monthly
$2,679

Today's Rates in Doral

Live
Loan TypeInterest RateAPRChange
30-Year FixedPOPULAR6.23%6.35% 0.05%
15-Year Fixed5.58%5.67% 0.04%
5/1 ARM6.06%6.14% 0.02%
FHA 30-Year5.93%6.48% 0.06%
VA 30-Year5.83%5.91% 0.05%
Fetching live rates from FRED…
Home price$545K
Down payment20% · $109K
Loan type
Interest rate6.23%
Property tax0.90%/yr
Insurance$2,400/yr
HOA / moNone
Total Monthly Payment
$3,288
P&I + taxes + insurance
Principal & interest
$2,679
Tax + insurance
$609
Loan amount
$436K
Down payment
$109K
20%
Total cost over 30 years
Principal
$436K
Interest
$528K
Taxes
$147K
Insurance
$72K

Home Buying in Doral

Doral is a business hub near Miami International Airport with a large Latin American business community, modern infrastructure, and strong property appreciation.

Median Home Price
$545,000
Avg Monthly Payment
$2,679
20% down, 30yr
Median Monthly Rent
$2,500
Property Tax Rate
1.1%
~$5,995/yr
Cost of Living Index
118
100 = US average
County
Miami-Dade

Frequently Asked Questions

Common questions about buying a home in Doral

What is the current mortgage rate in Doral?

The average 30-year fixed mortgage rate in Doral, FL is currently 6.23% as of April 24, 2026. This is sourced from Freddie Mac's weekly survey via FRED.

How much is a down payment on a home in Doral?

With Doral's median home price of $545,000, a 20% down payment would be $109,000. First-time buyers may qualify for FHA loans with as little as 3.5% down ($19,075).

What are property taxes like in Doral?

Doral is in Miami-Dade County. The average effective property tax rate is 1.1%, working out to approximately $5,995 per year on a median-priced home. Florida's Homestead Exemption can reduce your taxable value by up to $50,000 if this is your primary residence.

Is it better to rent or buy in Doral?

With a monthly mortgage payment of ~$2,679 (20% down) vs. median rent of $2,500, buying costs more per month but builds equity. The break-even point depends on how long you plan to stay and your down payment amount.

Rent vs Buy in Doral

Est. Monthly
$2,679
if you buy
Median Rent
$2,500
if you rent
Price-to-rent ratio: 18.2x — run the calculator to find your break-even.
Full Analysis →

Cost of Living in Doral

COL Index118
vs US average of 100
Full COL Breakdown →