Cost of Living in Orlando, FL

Orange County · 2026 Data · All counties covered

COL Index
99
vs FL Avg
-6
Median Income
$52K

Cost of Living Breakdown

Overall Cost of Living
100vs 100 US avg
Below avg
Near avg
Above avg
High
Housing
US avg = 10099
Groceries
US avg = 100101
Healthcare
US avg = 10098
Transportation
US avg = 100102
Utilities
US avg = 100100

Housing & Income in Orlando

Median Home Price
$375,000
Estimated market price
Median Monthly Rent
$1,900
All unit types
Median Household Income
$52,000
Annual, pre-tax
Est. Monthly Payment
$1,843
20% down, 30yr fixed
Property Tax Rate
0.95%
~$3,563/yr
Price-to-Rent Ratio
16.4x
<15 favors buying

About Living in Orlando

Orlando is the theme park capital of the world, home to Walt Disney World, Universal Studios, and a booming tech and healthcare economy.

With a cost of living index of 99, Orlando is 1% below the US average and 6 points below the Florida average of 105. The median household income of $52,000 supports a home-price-to-income ratio of 7.2x — above the recommended 4–5x threshold.

FAQ

Common questions about cost of living in Orlando

What is the cost of living in Orlando, FL?

Orlando's overall cost of living index is 99 compared to the US average of 100. Housing (99) is the main driver, with groceries at 101, healthcare at 98, transportation at 102, and utilities at 100.

Is Orlando affordable to live in?

Orlando is near the national average with a COL index of 99. It offers a balance of amenities and affordability. Median rent is $1,900/mo.

How does Orlando compare to the Florida average?

Orlando's COL index of 99 is 6 points below the Florida average of 105. It's one of Florida's more budget-friendly options.

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