Cost of Living in North Miami, FL

Miami-Dade County · 2026 Data · 6 nearby cities in county

COL Index
108
vs FL Avg
+3
Median Income
$44K

Cost of Living Breakdown

Overall Cost of Living
106vs 100 US avg
Below avg
Near avg
Above avg
High
Housing
US avg = 100108
Groceries
US avg = 100103
Healthcare
US avg = 100100
Transportation
US avg = 100108
Utilities
US avg = 100105

Housing & Income in North Miami

Median Home Price
$420,000
Estimated market price
Median Monthly Rent
$2,000
All unit types
Median Household Income
$44,000
Annual, pre-tax
Est. Monthly Payment
$2,064
20% down, 30yr fixed
Property Tax Rate
1.1%
~$4,620/yr
Price-to-Rent Ratio
17.5x
<15 favors buying

About Living in North Miami

North Miami is a diverse, artsy city home to the Museum of Contemporary Art and a burgeoning culinary scene, at more accessible prices than Miami proper.

With a cost of living index of 108, North Miami is 8% above the US average and 3 points above the Florida average of 105. The median household income of $44,000 supports a home-price-to-income ratio of 9.5x — above the recommended 4–5x threshold.

FAQ

Common questions about cost of living in North Miami

What is the cost of living in North Miami, FL?

North Miami's overall cost of living index is 108 compared to the US average of 100. Housing (108) is the main driver, with groceries at 103, healthcare at 100, transportation at 108, and utilities at 105.

Is North Miami affordable to live in?

North Miami is near the national average with a COL index of 108. It offers a balance of amenities and affordability. Median rent is $2,000/mo.

How does North Miami compare to the Florida average?

North Miami's COL index of 108 is 3 points above the Florida average of 105. Coastal amenities and employment opportunities drive the premium.