Cost of Living Breakdown
Housing & Income in Jacksonville
About Living in Jacksonville
Jacksonville is Florida's largest city by area, offering affordable living, a major port economy, and easy access to Georgia and the Southeast.
With a cost of living index of 93, Jacksonville is 7% below the US average and 12 points below the Florida average of 105. The median household income of $56,000 supports a home-price-to-income ratio of 5.3x — above the recommended 4–5x threshold.
FAQ
Common questions about cost of living in Jacksonville
What is the cost of living in Jacksonville, FL?
Jacksonville's overall cost of living index is 93 compared to the US average of 100. Housing (93) is the main driver, with groceries at 97, healthcare at 96, transportation at 98, and utilities at 97.
Is Jacksonville affordable to live in?
Yes — Jacksonville is considered affordable by Florida standards, with a COL index of 93. Median rent is $1,650/mo and the median home price is $295,000.
How does Jacksonville compare to the Florida average?
Jacksonville's COL index of 93 is 12 points below the Florida average of 105. It's one of Florida's more budget-friendly options.