Cost of Living in Hialeah, Florida

Near Average

Miami-Dade County · 223,109 residents · 2026 data

Median Home Price
$430K
Median Rent
$1,900/mo
COL Index
105
30yr Rate
6.23%

Is Hialeah, FL Expensive to Live In?

Hialeah has a cost of living index of 1055% above the US average of 100 and 0 points below the Florida state average of 105. Hialeah is a vibrant Cuban-American hub just northwest of Miami, offering more affordable housing than Miami proper with strong community ties.

Florida's zero state income tax adds meaningful take-home purchasing power compared to most US states. A household earning $44,000 in Hialeah pays no state income tax — a significant advantage when evaluating affordability.

COL Index
105
US avg = 100
vs Florida Avg
0
FL avg: 105
Med. Income
$44K
household/year

Home Prices in Hialeah, Florida

The median home price in Hialeah is $430,000$1,100 above the Florida median of $428,900. At today's 6.23% rate, buyers putting 20% down face a monthly principal & interest payment of $2,114. With 10% down, that rises to $2,378/mo.

Median Home Price
$430,000
FL avg: $428,900
Monthly Payment (20% dn)
$2,114
P&I · 6.23% · 30yr
Monthly Payment (10% dn)
$2,378
P&I · + PMI applies
Median Monthly Rent
$1,900
FL avg: $2,059/mo
Price-to-Rent Ratio
18.9x
Neutral range
Property Tax Rate
1.1%
~$4,730/yr on median
Home price-to-income ratio: 9.8x
Above 6x — down payment savings and dual income help most buyers qualify.
See Mortgage Rates →

Cost of Living by Category

Index scores relative to US average (100). Above 100 = more expensive than average.

Overall Cost of Living
104vs 100 US avg
Below avg
Near avg
Above avg
High
Housing
US avg = 100105
Groceries
US avg = 100102
Healthcare
US avg = 10099
Transportation
US avg = 100107
Utilities
US avg = 100105

Should You Rent or Buy in Hialeah?

Hialeah's price-to-rent ratio of 18.9x sits in a neutral range. Whether renting or buying makes more sense depends on how long you plan to stay, your down payment, and local appreciation expectations.

Frequently Asked Questions

What is the cost of living in Hialeah, Florida?

Hialeah's cost of living index is 105 — 5% above the US average of 100. Housing is the primary driver (index: 105), along with groceries (102), healthcare (99), transportation (107), and utilities (105).

What is the median home price in Hialeah, FL?

The median home price in Hialeah is $430,000 as of 2026. At the current 6.23% 30-year mortgage rate, a buyer with 20% down ($86,000) would pay approximately $2,114/month in principal and interest.

What is the average rent in Hialeah?

The median rent in Hialeah, Florida is $1,900 per month. The price-to-rent ratio of 18.9x is in the neutral range for most residents.

Is Hialeah, Florida affordable in 2026?

Hialeah is near average with a COL index of 105. The median household income is $44,000, giving a price-to-income ratio of 9.8x. Florida's zero state income tax effectively increases take-home pay, improving affordability relative to states like New York or California.

How does Hialeah compare to the rest of Florida?

Hialeah's COL index of 105 is 0 points below the Florida average of 105. The median home price ($430,000) is above the Florida median of $428,900.